In a large bowl, mix together the dry ingredients above. In a medium bowl, stir together the wet ingredients and add to the bowl of dry ingredients. No need to use a mixer.
Once fully combined, stir in the semi-sweet chocolate chips. Divide mixture into three greased loaf pans and bake at 325 degrees for one hour. Check with a toothpick to see if the bread is done in the center.
To Freeze: Wait until fully cooled, wrap each loaf tightly in saran wrap, then in two layers of aluminum foil. Freeze up to 9 months.